Hafawa Signature Credit Card

With the Hafawa Signature Credit Card, our valued customers receive a host of offers & benefits to choose from. With worldwide acceptance, the Hafawa Signature Credit Card gives you the recognition you deserve.

  • Complimentary Chauffer Service: Meethaq provides a free Chauffeur service to and from Muscat International Airport on Signature Credit Card, thrice a year.
  • Global Airport Lounge Access: Enjoy access to over 500 premium airport lounges worldwide by simply presenting your Visa Signature credit card at the front desk. For more information please visit www.loungekey.com/visasignaturemena/
  • Complimentary Access to Guest: Hafawa signature credit card holders can take one guest on a complimentary basis to Plaza Premium Lounge at Muscat International Airport and Salalah International Airport.
  • Visa Protection
    • Purchase protection: You will be provided with the coverage against accidental damage or loss of your purchase. The coverage is valid for 365 days from the purchase date in the store receipt.
    • Extended Warranty: Enjoy the benefits of extended warranty when you shop using your Hafawa Visa signature credit card. We will extend the manufacturers original warranty by 12 months after its expiry.

Global Concierge Service:

  • Retail and Personal
    • Flower delivery
    • Gift Delivery
    • News service
    • Courier service
    • Wedding and life event management
    • Domestic service such as cleaners
  • Travel
    • Air travel reservations and information services
    • Hotel reservations and information services
    • Chauffeur driven car service
    • Car hire reservation and information services
    • Holiday package information service
  • Entertainment
    • International Restaurant information and reservation
    • Golf course information services
    • Yacht Charter
    • Hospitality and event ticketing service
  • Business
    • Business and reservation services
    • Interpretation service

Discover the full extent of these wonderful advantages by calling your dedicated 24/7 helpline:

Call: Local 80074191 OR International +971 4 361 1234

Email: Concierge@visasignature.com

Website: www.middleast.com/signature and indulge yourself with endless choices

Luxury Hotel Collection

Over 900 luxury hotels around the world available to you with value added benefits by simply using your Hafawa Visa signature credit card:

  • Guaranteed best available rate
  • Automatic room upgrade upon arrival (room upgrade will be upon availability)
  • Complimentary continental breakfast
  • 3pm checkout
  • VIP guest status
  • Free food and beverage voucher

Benefits available form bookings made only through www.visaluxuryhotels.com

  • Worldwide Acceptance

    Recognized and accepted at millions of establishments worldwide

  • Internet Shopping

    Your Hafawa Signature Credit card can be used for online shopping. Verified by Visa is a service provided by Hafawa that will let you use a personal password/secure code giving you added security when you shop online at participating merchants. For registration Click here

  • Monthly Statement

    The Bank will send your statement by post or electronically via email once a month for each billing period.

  • Cash Advance Facility

    Hafawa Signature Credit Card allows cash advances from Visa ATMs worldwide, giving you access to cash instantly.

  • Supplementary Cards for Family

    You can apply for supplementary cards for members of your family over 18 years of age. The credit limit amount will be determined by you and can be up to a maximum of your own credit limit.

  • Zero Lost Card Liability

    You are not liable for charges incurred on your credit card after the loss has been reported to the bank. Telephone notification should be followed by a written confirmation.

Description of Charges

Amount – OMR

Annual Fee

FREE for Hafawa, 100 OMR for non Hafawa customers

Supplementary Annual Fee

FREE for Hafawa, 30 OMR for non Hafawa customers

Monthly Ujrah Fee

35/month (can be waived if full payment is made)

Cash Advance Fee

2.5/transaction (subject to max of 100/ transaction and max withdrawal limit is 20% of credit limit

Card Replacement (lost & stolen)

10 OMR

Duplicate Statement Fee

5 OMR

Overdue Penalty or Late Payment Fee

1% p.a. on overdue amount

Forex Fee

% - Please refer to terms and conditions.


Re-Payment Terms

Amount

Minimum Amount Due

5% OR 20 OMR (whichever is higher)

  • Applicants employed in Govt/Quasi Government, Tier 1 or Tier 2 companies
  • Applicants holding a Minimum Salary of RO 1,250 are eligible to a limit two times of their salary.
  • Hafawa Signature Credit Card is offered with a minimum limit of RO 2,500 to a Maximum amount of RO 7,500.

*terms & Conditions apply

  • What is the difference between Annual Fee and Ujrah Fee?

    The annual fee is RO 100 but can be waived by the bank if the customer is a Hafawa customer with the bank, however Ujrah Fee of RO 35 is charged monthly. Bank may waive Monthly Ujrah Fee on its discretion if user pays the complete outstanding amount on or before due date.

  • Why Fixed Ujrah Fee is charged?

    A fixed Ujrah Fee is charged from the customer against the services which may include ATM’s, Cards System, Infrastructure etc. provided to the customer. However, this Ujrah Fee is not linked to the outstanding amount due on the customer.

  • If my Hafawa Signature Credit Card is Lost or captured, what should I do?

    In case of a card lost or capture, please call the Meethaq Call center at 2465 6666 or Hafawa Call Center at 2465 6665.

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