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Why pay a high rent or stay in an accommodation which is not sufficient to meet your family’s growing needs? Come to Meethaq and our Home Financing (Musharaka) solutions will help you to own your own house. Whether you are looking to buy a readymade/under construction house or want to construct your dream house, our flexible and customer-friendly Home Financing solutions give you a complete sense of security and comfort. Live your dreams with Meethaq’s most popular Home Finance solutions in a quick time.

Shari’a Basis

Meethaq Home Finance is based on the concept of Diminishing Musharaka where the relationship between Meethaq and the customer is that of co-owners in the property and not of lender-borrower. The customer's periodic payment is for acquiring Meethaq's share in the property, whereas a portion of the payment is rental for the customer's use of the property.

  • Shari'a compliant solutions as per your Islamic beliefs.
  • Financing up to 80% of the property value.
  • Easy on pocket with lower payments and longer financing tenure of up to 25 years.
  • Financing need for purchase, construction and mortgage loan facility takeover for all residential properties.
  • Joint financing facility option available.
  • Easy, convenient and quick approval process.
  • Flexibility to avail and service the finance through the largest integrated branch network offered by Meethaq in Oman.
  • Option to select from a wide range of properties from reputed developers pre-approved by Meethaq.

Omani or GCC based individuals (single or jointly) receiving monthly salaries above Omani Riyals 249 from the government or above Omani Riyals 499 from approved listed companies can avail our Home Finance solutions.

How Meethaq Home Finance Product is Shari’a Complaint?

How Meethaq Home Finance is different from a Mortgage Loan?

How many agreements will be involved for Meethaq Home Finance?
How to Apply

Apply for Meethaq Home Finance by filling up the application form and attach the relevant documents and submit at the nearest Meethaq branch.

Documents Required
  • Copy of national identity card (NID) card for Omanis and resident card & passport with visa page for resident expatriates
  • Two photographs of the applicant
  • Salary transfer letter from your employer
  • Declaration of other liability (if any)
  • Valuation report/copy of Mulkiya (title deed) and Krooki
  • Address proof (water, electricity bills etc.)
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